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Mario & Mimma Volpentesta

  8/9/2017 | Posted in Mortgage News by Mario & Mimma Volpentesta
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The number of new mortgages continued higher in 2016 but the share of first-time buyers slipped, CMHC says. The crown corporation reports that there were just over 1 ... More

Real Estate & Mortgage News

  8/6/2017 | Posted in Home Owners by Mario & Mimma Volpentesta
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A rental suite is a great way to help homeowners meet their mortgage payments at a time when home prices are creeping ever upward in some parts of Canada. ... More

Real Estate & Mortgage News

  6/22/2017 | Posted in Mortgages and Real Estate by Mario & Mimma Volpentesta
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Homeowners with variable rate mortgages losing sleep over the increased chatter about a potential interest rate hike by the Bank of Canada should consider locking their rates ... More

Real Estate & Mortgage News

  6/9/2017 | Posted in Financial Health by Mario & Mimma Volpentesta
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A federal agency is warning consumers addicted to home equity lines of credit — a product increasingly driving debt — could find themselves at increased risk ... More

Real Estate & Mortgage News

  5/30/2017 | Posted in Home Maintenance by Mario & Mimma Volpentesta
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With average household debt and housing prices at record highs across Canada, a new poll by CIBC finds that a growing number of Canadian homeowners (48 per cent) are choosing ... More

Real Estate & Mortgage News

  5/25/2017 | Posted in Financial Health by Mario & Mimma Volpentesta
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Almost three quarters of Canadian homeowners would have difficulty paying their mortgage every month if their payments increased by as little as 10 per cent, a new survey from ... More

Real Estate & Mortgage News

  5/23/2017 | Posted in Toronto Real Estate by Mario & Mimma Volpentesta
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The Toronto area will need up to $150 billion in new home construction in the coming decade and most of that should be rental units, says a report from the Canadian Centre for ... More

Real Estate & Mortgage News

  5/18/2017 | Posted in Financial Health by Mario & Mimma Volpentesta
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Around 10 million Canadians say they have experienced moderate to high levels of income volatility in the past year. ... More

Real Estate & Mortgage News

  5/11/2017 | Posted in Real Estate News by Mario & Mimma Volpentesta
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With over 25 years in real estate, The Avanti Team have been around long enough to recognize trends and understand the ins and outs of buying and selling homes. In fact, they ... More

Real Estate & Mortgage News

  4/24/2017 | Posted in Home Buyers by Mario & Mimma Volpentesta
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Many millennials face the understandable apprehension that they may never be able to afford a home in a market that’s continually surging to new heights. ... More

Real Estate & Mortgage News

  4/13/2017 | Posted in Home Buyers by Mario & Mimma Volpentesta
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Almost 1 in 4 homebuyers is buying on their own, often due to unexpected life changes. A new survey from TD found that 69 per cent of divorced and 35 per cent of widowed ... More

Real Estate & Mortgage News

  4/4/2017 | Posted in Home Buyers by Mario & Mimma Volpentesta
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Homebuyers can now view their potential broker’s regulatory record in a now online portal, which allows consumers to search broker and company names to view disciplinary ... More

Real Estate & Mortgage News

  3/14/2017 | Posted in Mortgage Interest Rates by Mario & Mimma Volpentesta
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Locking in a rate before mortgages become more expensive is the best choice at present, as recent developments have pointed at a possible U.S. Federal Reserve rate hike in ... More

Real Estate & Mortgage News

  3/9/2017 | Posted in Home Maintenance by Mario & Mimma Volpentesta
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You're standing by your window admiring the view. Then you notice it. Moisture has built-up around the edges of the glass. Should you worry? ... More

Real Estate & Mortgage News

  2/16/2017 | Posted in Toronto News by Mario & Mimma Volpentesta
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Toronto Residents - It’s official. Your property taxes are going up. City council voted 35-8 on Wednesday to increase ... More

Real Estate & Mortgage News

  1/27/2017 | Posted in Financial Health by Mario & Mimma Volpentesta
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The type of person you are will inform the math that goes into your decision. ... More

Real Estate & Mortgage News

  1/25/2017 | Posted in Financial Health by Mario & Mimma Volpentesta
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More than a third of Canadians polled by CIBC said that paying off their mortgage sooner was a key financial goal. ... More

Real Estate & Mortgage News

  1/20/2017 | Posted in Industry Trends by Mario & Mimma Volpentesta
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According to the Interior Design Show, the following will be the top 10 design trends for 2017 inspiring the direction of design for the year to come. ... More

Real Estate & Mortgage News

  12/22/2016 | Posted in GTA News by Mario & Mimma Volpentesta
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The already glaring gap between property taxes in Brampton and Mississauga compared to Toronto, is getting even wider. With 2017 budgets approved for Brampton and ... More

Real Estate & Mortgage News

  12/2/2016 | Posted in Home Sellers by Mario & Mimma Volpentesta
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For Canadians who are planning to release their homes to the highly competitive real estate market, they need to be aware of the tax implications of the recent regulatory ... More

Real Estate & Mortgage News

  12/2/2016 | Posted in Community by Mario & Mimma Volpentesta
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This week the City of Mississauga began its budget deliberations in council chambers. Staff presented a proposed tax increase of 5.9 per cent on the city’s portion (34 ... More

Real Estate & Mortgage News

  11/26/2016 | Posted in Real Estate Investments by Mario & Mimma Volpentesta
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Evidence of the ongoing crackdown by the tax authorities on Canada’s red hot residential real estate sector is everywhere, from recently updated statistics that show ... More

Real Estate & Mortgage News

  11/11/2016 | Posted in Real Estate News by Mario & Mimma Volpentesta
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The talk of an empty homes tax in Vancouver is to become a reality. The city council says that it will be introduced by January 1, 2017. ... More

Real Estate & Mortgage News

  11/8/2016 | Posted in Mortgages and Real Estate by Mario & Mimma Volpentesta
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Home sales nationally will decline 11.5 per cent following the tightening of mortgage rules by the federal government. ... More

Real Estate & Mortgage News

  10/27/2016 | Posted in Home Buyers by Mario & Mimma Volpentesta
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As housing prices rise significantly, it can be hard for young people to get a leg up. Here are some ideas for Mom and Dad. ... More

Real Estate & Mortgage News

  10/11/2016 | Posted in Mortgages and Real Estate by Mario & Mimma Volpentesta
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Canadian banks and mortgage insurers are rallying against new government housing rules that they say will lead to higher mortgage rates, hurt small real estate markets and ... More

Real Estate & Mortgage News

  10/8/2016 | Posted in Home Owners by Mario & Mimma Volpentesta
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Earlier this week, Finance Minister Bill Morneau introduced tax changes that were aimed primarily at foreign investors in Canadian real estate to ensure they abide by our ... More

Real Estate & Mortgage News

  10/7/2016 | Posted in Mortgage News by Mario & Mimma Volpentesta
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Fully one-third of consumers would encounter difficulties in meeting the new debt service ratios as outlined by the tightened mortgage measures introduced by Finance Minister ... More

Real Estate & Mortgage News

  10/4/2016 | Posted in Home Owners by Mario & Mimma Volpentesta
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For most people, buying a first house or condo is exciting and a big leap into adulthood. But it doesn’t take long for the cold hard reality of mortgage payments, taxes ... More

Real Estate & Mortgage News
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